IMPORTANT Information about your Overdraft Protection Services
The Federal Reserve Board recently passed new regulations requiring all financial institutions to obtain an “Opt-In” form from account holders to continue providing Overdraft Protection Services on your ATM and one-time debit card transactions clearing your account. Therefore, please complete the Opt-In form by July 1, 2010, in order to avoid interruption of your overdraft services. Please click the link to view the Opt-In letter which includes a full explanation of this process and print and sign the Opt-In form for return to our office, via mail or in person.
Opt-In Letter	Opt-In Form 1. Print form    2. Fill out form    3. Return form to credit union via mail or in person
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Summit Hampton Roads Loan Application
Application Fee $10.00 per applicant (for credit bureaus) and verification of stated income required.
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	Credit Union 24 hours a day 7 days a week!
This is a major improvement for all of our members who have computer access. You will be able to access Summit Hampton Roads FCU from home at your leisure, any time of day or night.

eStatements - A quick, easy way to view your account information.
Your statement is delivered electronically, so you have less paperwork
to deal with.

Check imaging - View your cleared checks online, any time of the day or night.
No fees, no hassles!

CU Pay - CU Pay is a fast, secure, reliable way to pay your bills.  With just a few clicks of your mouse you can pay your utilities, phone bill and more.

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MEMBERS® Auto and Homeowners Program
You trust Summit Hampton Roads Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
Convenient e-service, pay your bill or make changes to your policy, even report a claim. Receive fast, easy access to claims service 24-hours a day.

For additional products and insurance information, click here.

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NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.

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