Loans

Apply by visiting www.shrfcu.com or by visiting one of our locations.

We are dedicated to offering our members personal attention to grant them financing that best meets their needs. Approval is based on creditworthiness, ability to repay, and/or collateral. At Summit Hampton Roads FCU we use a risk based pricing model, meaning your interest rate is based on your credit score.

Share Secured Loans

  • This loan is secured by your savings account. Your interest rate is 3% above your interest rate on your savings account. Repayment terms are flexible.

Courtesy Pay Loans

  • For those with Direct Deposit only. Cash just for those tough times!

Household Goods (appliances, computers, funiture)

Recreational Vehicles

  • 100% financing
  • Generally up to 6 years term (depends upon value of vehicle)
  • All other loan criteria applies

New Autos

  • 100% Financing
  • Generally up to 6 year
  • Pre-approval available

Used Autos

  • 100% financing
  • Generally up to 6 years term (depends upon value of vehicle)
  • All other loan criteria applies

Signature/ Unsecured Loans

  • Amount allowed is based on credit history
  • Financing up to 2.5 years
  • Up to $2,500

Credit Cards

  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Annual Fee
  • Rates as low as 9.9%